Fire Protection and Road Grade
Fannin County has begun notating the plats for subdivisions with very steep roads with a legend to the effect that the county cannot guarantee fire protection to the subdivision. According to my sources in the insurance industry, this does not affect insurance ratings, which are still done by distance from the fire station. However, it is possible in the future that new standards could be issued that take account of this situation. It’s important to note that this legend might not appear on individual lot plats. However, it should appear – if applicable – on the master plat for the subdivision filed with land development. It would normally be found on the first page, which includes general information and signatures. If the road up the the subdivision seems very steep, it’s well worth checking it out. See the article below on insurance issues for other due diligence issues relating to insurance.